Pradhanmantri Mudra scheme: Today, we are giving information in detail of currency loan. In which types of currency loan you have. Which loan will be right for you? Which documents are required in the mudra loan and the information we are telling in this post. So you read this post completely so that you do not have to face any problem in getting a loan.

Mudra Loan: How to get Mudra Loan?

Mudra loan scheme is for those who are excited about doing business. What the business does and who wants to increase their business. This scheme is for them. The purpose of this loan is that every person has their business and no one is unemployed. It is difficult for everyone to get government jobs, so businesses can earn money. The currency loan is divided into three parts.

Mudra loan type

The government has been divided into three types under the money laundering scheme. From low loan to more loans. The loan which he can take, he can take that loan.

Child Loan – Shishu Loan

Under the mudra loan, loan up to Rs 50,000 / – is provided in the mudra loan. They should take this loan for the first time that they are taking currency loans. This loan is given to those who apply for the loan in much of the bank. How to get mudra loan

Which loan will you get from the bank?

Presently, following the monetary policy, many banks and institutions are giving loans. These include government banks and private banks and all.

• 27 by public banks
• 17 by private banks
• 31 Regional Rural Banks
• By 4 cooperative banks
• 36 by Microfinance Institutions
• By 25 non-banking financial institutions

Mudra loan documents.

1. Prime Minister’s Mudra scheme application form and commercial installment loan application form which are duly filled.
2. Photo identity proof and address certificate
3. Bank statement of last 6 months
4. Where is your business currently? Proof of continuity of business of residence certificate
5. Qualification certificate in relation to le business
6. Document List for Rural Business

And other necessary documents.

Pradhanmantri Mudra scheme application form and commercial installment loan or rural business loan application form which are duly filled.

• Photo identity certificate
• Address proof residence or office ownership certificate
• Business Vintage Proof
• Bank details of last 12 months
• Income tax return documents in the last 2 years.

Mudra loan toll-free number

You can contact this number if you have any more information related to the money lone scheme. Which will get your information.

mudra loan scheme yojana website – http://www.mudra.org.in/
Mail d – help@mudra.org.in
Mudra loan Helpline Number: 1800-180-1111 / 1800-11-0001

Benefits of Mudra Loan Scheme

Under the money loan scheme, there is usually a non-guaranteed loan called (Without Guarantee). There are many such rules in this loan which makes them different from others.

You do not need any guarantor for this loan. Which is required in other loans.

You get this loan through the medium of the credit card. You have to pay the interest of Rs. This card is called a Mudra Card.

There is no charge for this loan. Which is called Processing Fees. This currency loan is free from this fee.

Currency repayment period of currency loan can extend to 5 years. How to get Mudra loan

If you want to get information related to mudra loan, you can comment on it.

“गरीबी को दूर भगाओ, जरूरतमंद तक मुद्रा लोन ( mudra loan ) पहुँचाओ ।”

How to get a Mudra Loan – mudra loan kaise milega How did you get this information? If you want to get more information, then comment.

2023 में  सैलरी के हिसाब से जानें कितना देना होगा टैक्स: मेरे प्यारे रीडर्स आज मैं आपको इनकम टैक्स के बारे में बताने जा रहा हूँ क्योंकि 28 फरवरी 2023 को वर्तमान वित्त मंत्री श्रीमती निर्मला सीतारमण जी ने पूर्ण बजट पास किया है, यह 1 अप्रैल 2024 से प्रभावी हो जाएगा और इस बजट में उन्होंने इनकम टैक्स के बारे में कुछ बदलाव किये हैं इसलिए मेरे लिए और आप के लिए यह जानना बहुत जरूरी है की इनकम टैक्स का स्लैब क्या है और सैलरी के हिसाब से हम लोगों को कितना टैक्स देना होगा?

अभी तक जिंस व्यक्ति का सालाना आमदनी ₹5,00,000 होता था उन लोगो को टैक्स नहीं देना पड़ता था तो आइये नीचे देखते हैं 2020 के अनुसार कर व्यवस्था में कितने स्लैब रखे गए थे |

हम सभी जानते हैं की 2020 के अनुसार मोदी सरकार ने कर व्यवस्था में सात टैक्स स्लैब रखी थी जो निम्नलिखित है:

1. 0 से 5 लाख तक – कोई टैक्स नहीं
2. 5 से 5 लाख तक- पांच फीसद
3. 5 लाख से 5 लाख तक- 10 फीसद
4. 5 लाख से 10 लाख तक- 15 फीसद
5. 10 लाख से 12.5 लाख तक- 20 फीसद
6. 12.5 लाख से 15 लाख तक- 25 फीसद
7. 15 लाख से अधिक पर- 30 फीसद

मैंने नए कर व्यवस्था के बारे में कई लोगों से बात किया है बहुत सारे लोगों का कहना है की नया कर व्यवस्था बाई डिफ़ॉल्ट है और पुराना कर व्यवस्था वैकल्पिक है|

इन्कम टैक्स देने वाले लोग चाहे तो छूट और कटौती के साथ पुराने कर व्यवस्था में बने रह सकते हैं पुराना टैक्स स्कीम में आप कई तरह के छूट पा सकते हैं जैसे 80 सी के अनुसार 1,50,000 रुपये का छूट, 80 डी के अनुसार 25000 रुपये का छूट पा सकते हैं आपको मैं बताना चाहूंगा | पुराना कर व्यवस्था खत्म नहीं हुआ है और ये अभी भी जारी है कोई भी व्यक्ति अपने लाभ और हानि के अनुसार देख कर और अच्छे से समझकर नए या पुराने कर व्यवस्था को चुन सकते हैं |

नया इनकम टैक्स स्लैब निम्नलिखित हैं : 2023 Income Tax sab

आपसे विनती करता हूँ नीचे लिखे हुए वाक्य को बहुत ध्यान से पढ़िए और समझिए:

7,50,000 रुपया सैलरी पर कितना देना होगा टैक्स

₹7,50,000 सैलरी के हिसाब से जानें कितना देना होगा टैक्स: आप अगर ₹7,50,000 सालाना कमाते हैं आपको कोई भी टैक्स नहीं देना होगा और अगर आप 7,50,000 या सैलरी पाने के मामले में इससे अधिक कमाते हैं तो आपको नए वहाँ लेकर व्यवस्था में दी गई स्लैब के अनुसार से जाना होगा जैसे ही आपका वेतन 7,50,000 रुपये को पार करती है वैसे ही आप टैक्स स्लैब के दायरे में आ जाएंगे

अभी के अनुसार 3,00,000 रुपये पर कोई टैक्स नहीं देना होगा लेकिन इसके बाद 3,00,000 से 6,00,000 पर पांच प्रतिशत की दर से ₹15,000 रुपए देने होंगे| जबकि 9,00,000 पर 10% दर् से ₹30,000 रुपये देने होंगे

12,00,000 रुपया सैलरी पर कितना देना होगा टैक्स

₹12,00,000 सैलरी के हिसाब से जानें कितना देना होगा टैक्स: जो आदमी ₹12,00,000 रुपये सालाना कमाता है तब पहले की तरह शुरुआती 3,00,000 पर कोई टैक्स नहीं देना होगा इसके बाद के 3,00,000 पर 5% की दर से ₹15,000 उसके बाद ओके 3,00,000 पर 10% की दर से 30,000 और बाकी बचे 3,00,000 पर 15% की दर से ₹45,000 देने होंगे इस तरह आपको 90,000 इन्कम टैक्स और टैक्स पर 4% की दर ₹3600 रुपये देने होंगे कुल मिलाकर ₹12,00,000 रुपये सालाना कमाने वाले लोगों को ₹93,600 रुपये देने होंगे

15,00,000 रुपया सैलरी पर कितना देना होगा टैक्स

₹15,00,000 सैलरी के हिसाब से जानें कितना देना होगा टैक्स: जो आदमी ₹15,00,000 रुपये सालाना कमाता है उसको 20% की दर से कर देना पड़ता है लेकिन आपको अपने पूरे आमदनी पर 20% कर नहीं देना होगा आपने ₹12,00,000 से जो भी ज्यादा कमाया होगा यानी सिर्फ ₹3,00,000 रुपया पर 20% की दर्द से कर देना होगा और बाकी के रुपयों पर शुरुआती टैक्स स्लैब लागू रहेंगे आपको ₹1,50,000 इनकम टैक्स देना होगा

नोट: मैं आपको सुझाव दूंगा कि जब भी आप टैक्स भरें तो किसी सीए से या किसी जानकार आदमी से सुझाव जरूर लें|

The credit card is a type of loan. In which there is a certain amount of loan. You can not borrow more than the limit. A credit card is created by the bank. Which any bank account holder can make.

A credit card is a payment card that allows you to borrow money from a financial institution, up to a certain limit, to make purchases. Unlike a debit card, which deducts funds directly from your bank account, a credit card lets you make purchases on credit and pay back the borrowed amount over time, usually with interest.

When you use a credit card to make a purchase, you are essentially borrowing money from the card issuer (such as a bank or credit union). You will be required to repay the borrowed amount along with any interest charges and other fees associated with the card. If you don’t pay off the balance in full each month, the outstanding balance will accrue interest and you will be charged interest on that balance.

Credit cards are widely accepted around the world and offer a convenient and secure way to make purchases. They often come with rewards programs, such as cash back or points that can be redeemed for travel, merchandise, or other perks. However, it’s important to use credit cards responsibly and avoid carrying high balances or missing payments, as this can result in costly interest charges and damage to your credit score.

Credit card type How many types of credit card are?

There are several types of credit cards available, including:

1. Standard credit cards: These are the most common type of credit card and offer a standard credit limit and interest rate.
2. Rewards credit cards: These cards offer rewards, such as cash back, points, or miles, for purchases made on the card.
3. Balance transfer credit cards: These cards allow you to transfer a balance from another credit card to the new card, often with a lower interest rate.
4. Secured credit cards: These cards require a security deposit, which is used as collateral for the credit limit. They are often used by people with limited credit history or poor credit scores.
5. Business credit cards: These cards are designed for small business owners and often offer rewards and perks tailored to business expenses.
6. Student credit cards: These cards are designed for students and often offer lower credit limits and rewards tailored to student expenses.
7. Premium or luxury credit cards: These cards offer high credit limits and exclusive perks, such as access to airport lounges, concierge services, and travel benefits. However, they often come with high annual fees.

The advantages of using a credit card include:

1. Convenience: Credit cards offer a quick and easy way to make purchases, especially when shopping online or traveling.
2. Build credit history: Using a credit card responsibly and making on-time payments can help establish or improve your credit history and credit score.
3. Rewards: Many credit cards offer rewards programs, such as cash back, points, or miles, for purchases made on the card.
4. Protection: Credit cards offer protections against fraud, unauthorized charges, and billing errors.
5. Grace period: Credit cards offer a grace period between the purchase date and the due date, during which you can pay off the balance without accruing interest charges.
6. Emergency funding: In case of an emergency, having a credit card with a sufficient credit limit can provide a source of funds.
7. Travel benefits: Many credit cards offer travel benefits, such as travel insurance, rental car insurance, and airport lounge access.
8. Purchase protection: Some credit cards offer purchase protection, which covers eligible purchases against damage, theft, or loss for a certain period of time.
9. Build financial responsibility: Using a credit card responsibly can help build financial responsibility and discipline, as it requires regular payments and can help establish a budget.

It’s important to note that while there are advantages to using a credit card, it’s crucial to use them responsibly and avoid carrying high balances or missing payments, which can result in costly interest charges and damage to your credit score.

There are also some potential disadvantages to using a credit card, including:

1. Interest charges: If you carry a balance on your credit card, you will be charged interest on the outstanding balance, which can be high if you have a high-interest rate or carry a large balance.
2. Fees: Credit cards may come with fees, such as annual fees, late payment fees, balance transfer fees, and cash advance fees, which can add up and be costly.
3. Debt accumulation: It can be easy to accumulate debt with a credit card, especially if you don’t pay off the balance in full each month.
4. Credit score impact: If you miss payments or carry a high balance, it can negatively impact your credit score.
5. Fraud and identity theft: Credit cards can be vulnerable to fraud and identity theft, which can be damaging both financially and to your credit score.
6. Temptation to overspend: Having access to credit can make it tempting to overspend, especially with rewards programs and promotional offers.

It’s important to use credit cards responsibly and carefully, keeping in mind these potential disadvantages and taking steps to avoid them, such as paying off balances in full each month, avoiding unnecessary fees, and monitoring for fraudulent activity.

Here are some tips on how to use a credit card responsibly:

1. Create a budget: Set a budget for how much you can afford to spend each month and stick to it. Make sure to include your credit card payments in your budget.
2. Pay your balance in full: Try to pay off your credit card balance in full each month to avoid accruing interest charges.
3. Use credit cards for necessary expenses: Only use your credit card for necessary expenses, such as groceries, gas, or bills. Avoid using it for frivolous purchases or impulse buys.
4. Monitor your account: Regularly monitor your credit card account to keep track of your spending and to check for any unauthorized charges or errors.
5. Avoid cash advances: Cash advances on credit cards can come with high fees and interest charges, so it’s best to avoid them unless absolutely necessary.
6. Avoid carrying a high balance: Try to keep your credit card balance as low as possible to avoid accruing interest charges and to help maintain a good credit score.
7. Pay on time: Always make your credit card payments on time to avoid late fees and to maintain a good credit score.
8. Use rewards wisely: If your credit card offers rewards, make sure to use them wisely and to take advantage of any cash back, points, or miles that can help offset the cost of necessary expenses.

By following these tips and using your credit card responsibly, you can take advantage of the benefits of credit cards while avoiding potential pitfalls.

प्रधानमंत्री विश्वकर्मा कौशल सम्मान योजना: सरकारी बैंक के रीडर्स आज मैं आपको प्रधानमंत्री विश्वकर्मा कौशल सम्मान योजना के बारे में पता नहीं जा रहा हूँ | 2023 के बजट में वर्तमान वित्त मंत्री निर्मला सीतारमण ने इन्कम टैक्स स्लैब में बदलाव करके एक नया इनकम टैक्स स्लैब 2023 जारी किया जो 1 अप्रैल 2023 सिंह लागू हो जाएगा | इसी बजट में वित्त मंत्री श्रीमती निर्मला सीतारमण की ओर से कारीगरों ओर शिल्पकारों के लिए पीएम विकास योजना का ऐलान किया गया | इस योजना के मदद से सरकार ने स्वरोजगार को बढ़ावा देने की भी कोशिश है | पीएम विकास योजना से देश के विकास में अधिक योगदान और एम एस ए मी वैल्यू चैन में भी शामिल करने को लेकर प्रतिबद्ध है| PM VIKAS योजना के फायदे क्या है?

पीएम विकास योजना का मुख्य उद्देश्य क्या है?

पीएम विकास योजना का मुख्य उद्देश्य टेक्नोलॉजी को उपयोग करके ट्रेनिंग और वित्तीय सहायता उपलब्ध कराकर पूरे देश में सभी कारीगरों और शिल्पकारों  के कामों को बढ़ावा देना|

PM Vishwakarma Kaushal Samman Yojana: प्रधानमंत्री विश्वकर्मा कौशल सम्मान योजना (PMVKY) भारत सरकार द्वारा चलाई जाने वाली एक सरकारी योजना है जो कुशल श्रमिकों को सम्मानित करने के लिए शुरू की गई है। इस योजना के तहत, कुशल श्रमिकों को सरकार द्वारा प्रमाणित किए गए प्रशिक्षण कार्यक्रमों के आधार पर वित्तीय सहायता प्रदान की जाती है।

PM Vishwakarma Kaushal Samman Yojana: इस योजना के अंतर्गत, भारत सरकार कुशल श्रमिकों के लिए वित्तीय सहायता के रूप में प्रत्येक श्रमिक को प्रशिक्षण पूरा करने के बाद 5,000 रुपये तक का प्रोत्साहन राशि प्रदान करती है। इस योजना के अंतर्गत, श्रमिकों को कुशलता का प्रमाणपत्र भी प्रदान किया जाता है।

PM Vishwakarma Kaushal Samman Yojana: इस योजना का मुख्य उद्देश्य भारत में कुशल श्रमिकों की संख्या को बढ़ाना है और उन्हें वित्तीय सहायता प्रदान करके उनके प्रतिभाओं को प्रोत्साहित करना है। इस योजना के माध्यम से भारत सरकार उद्यमियों के लिए उचित कौशल श्रमिकों के उपलब्धता को बढ़ाने का प्रयास कर रही है।

पीएम विकास योजना से किसे और कैसे फायदा मिलेगा?

PM VIKAS योजना के फायदे निम्नलिखित हैं:

1. वित्तीय सहायता
2. एडवांस स्लिक ट्रेनिंग
3. लेटेस्ट टेक्नॉलोजी तक पहुंच
4. एमएसएमई से जोड़ा जाएगा
5. वैश्विक बाजारों की पहुंच मिलेगी

पीएम विकास योजना से इन लोगों को लाभ मिलेंगे?

PM VIKAS से कैसे मिलेगा फायदा: पीएम विश्वकर्मा कौशल सम्मान योजना बढ़ई, लोहार, कुम्हार, मूर्तिकार और सोनार इत्यादि को सबसे ज्यादा लाभ मिलने की उम्मीद है | वर्तमान वित्तमंत्री निर्मला सीतारमण जी नहीं कहिये की छोटे कारीगर आत्मनिर्भर भारत की सच्ची भावना का प्रतिनिधित्व करते है| पीएम विकास योजना से कमजोर वर्गो को सबसे ज्यादा फायदा मिलेगा| योजना बहुत ही जल्दी शुरुआत किए जाने की उम्मीद है जिसके बाद इसमें आवेदन कर पाएंगे|

पीएम विकास योजना से फायदा कैसे मिलेगा?

PM VIKAS से कैसे मिलेगा फायदा: पीएम विश्वकर्मा कौशल सम्मान योजना का लक्ष्य देश में पारंपरिक कार्य सैनिकों बचाना भी है| वही जिन लोगों के पास कुछ पैसे की कमी है और पैसे की वजह से रोजगार नहीं कर पाते हैं वैसे कार्यक्रम को सरकार क्रेडिट लाइन के जरिये पैसे देगी| जिससे देश के छोटे कारीगरों को अपना काम करने में बढ़ावा मिलेगा| पीएम विकास योजना को भारत सरकार स्वरोजगार की तरह भी देख रही और उम्मीद कर रही है की इससे कुछ रोजगार भी बढ़ेंगे|

Do you know what are the sarkari bank (Government bank list) in India and What is the name of these Nationalize bank (Sarkari bank List) – Govenment bank list

Today, I am sharing knowledge about Sarkari Bank (Public Sector bank) and I am also sharing the difference between Sarkari bank (Public Sector bank) and Private Bank. There is only one central bank which is known as Reserve Bank of India and its headquarter in Mumbai. All Sarkari bank (सरकारी बैंक) regulated under RBI (Reserve bank of India) So, it is called bankers of the bank.

Here, I am sharing important knowledge about sarkari bank:

1. What are the sarkari bank (Nationalize bank) – सरकारी बैंक कौन कौन से है
2. Sarkari bank list (Nationalize bank) – सरकारी बैंक के नाम क्या क्या है
3. Private Bank list – निजी बैंक के नाम क्या क्या है
4. Difference between Sarkari bank (Nationalize bank) and Private bank – सरकारी बैंक(Sarkari bank) और प्राइवेट बैंक(Private bank) में अन्तर क्या क्या है
5. When sarkari bank are nationalized – सरकारी बैंक का राष्ट्रीयकरण कब हुआ?

What are the sarkari bank (Public Sector bank) – सरकारी बैंक कौन कौन से है

Government sector banks (Sarkari banks) are those banks in which the majority stake is held by Government of India. So, these banks are called Public Sector bank (सार्वजनिक बैंक). This is the main reason to regulate public sector bank by the government.

Generally , Government has more than 50% share/equity stake.

पब्लिक सेक्टर बैंक वह बैंक हैं जिसमें शेयर का ज्यादातर हिस्सा सरकार के पास रहता है। आमतौर पर पब्लिक सेक्टर के बैंको में सरकार की 50% से ज्यादा की हिस्सेदारी रहती है। इसी कारण इन बैंको को आम बोल-चाल की भाषा में सरकारी बैंक (Sarkari bank) भी कहा जाता है

जैसे हम कह सकते हैं कि स्टेट बैंक ऑफ इंडिया, पब्लिक सेक्टर का बैंक है और उसके 58.87% हिस्से पर सरकार का नियंत्रण रहता है।

Sarkari bank List: सरकारी बैंक भारत में स्थित बैंकों को विभिन्न सरकारी विभागों के साथ संबद्ध बनाने वाली एक बैंक शाखा है। ये बैंक शाखाएं सरकारी क्षेत्र और ग्रामीण क्षेत्रों में बढ़ते असमंजस में संभवतः सबसे महत्वपूर्ण बैंक हैं। इनके बहुत से उद्देश्य होते हैं, जैसे सरकारी योजनाओं का प्रचार और संचार, समुदायों में आर्थिक विकास और लोन के माध्यम से उद्यमियों को सहायता प्रदान करना।

Sarkari bank List: सरकारी बैंक का मुख्य उद्देश्य नागरिकों को वित्तीय सेवाएं प्रदान करना होता है। ये बैंक अपने ग्राहकों को स्थायी एवं सामान्य जमा खाते, कर्ज एवं ऋण, शेयर, निवेश, बचत योजनाएं, पेंशन एवं आधार संबंधित सेवाएं आदि प्रदान करते हैं।

Sarkari bank List: सरकारी बैंक को सरकार द्वारा स्थापित किया जाता है जो इसके संचालन और निर्देशन का जिम्मा भी उठाती है। इन बैंकों के मंत्रालय से नियमित अंतराल में रिपोर्ट भेजी जाती है जो इनकी वित्तीय स्थिति और अन्य प्रशासनिक विषयों की जांच के लिए की जाती है।

Here , I am sharing Sarkari Bank List (Public Sector Bank List) and When SarkariBank established.  List of Banks in India

हम आपको सरकारी बैंक की सारणी दे रहे है।, Sarkari Bank List:

केंद्रीय वित्त मंत्री निर्मला सीतारमण ने 31-08-2019 को 10 राज्य-स्वामित्व वाले बैंकों के विलय की  घोषणा की, क्योंकि सरकार कर्ज के पहाड़ के नीचे संघर्ष कर रहे एक क्षेत्र को मजबूत करने और ऋण देने को बढ़ावा देने और आर्थिक विकास को पुनर्जीवित करने के लिए मजबूत बैलेंस शीट सुनिश्चित करने के लिए चलती है।

भारत में कई सरकारी बैंक हैं। निम्नलिखित हैं कुछ मुख्य सरकारी बैंकों के नाम: Sarkari bank List:

1. स्टेट बैंक ऑफ इंडिया (State Bank of India)
2. पंजाब नैशनल बैंक (Punjab National Bank)
3. केंद्रीय बैंक ऑफ इंडिया (Central Bank of India)
4. इंडियन बैंक (Indian Bank)
5. कोरपोरेशन बैंक (Corporation Bank)
6. यूनियन बैंक ऑफ इंडिया (Union Bank of India)
7. बैंक ऑफ बड़ौदा (Bank of Baroda)
8. बैंक ऑफ इंडिया (Bank of India)
9. सिंडिकेट बैंक (Syndicate Bank)
10. बैंक ऑफ महाराष्ट्र (Bank of Maharashtra)
11. विजया बैंक (Vijaya Bank)

इनके अलावा, भारत में कुछ और सरकारी बैंक हैं जैसे कि भारतीय ओवरसीज बैंक, डेना बैंक, अल्लाहाबाद बैंक आदि।

यहां उनके व्यवसाय के आकार के अवरोही क्रम में समामेलन के बाद Sarkari bank list सार्वजनिक क्षेत्र के बैंकों की सूची दी गई है:

विलय के बाद sarkari bank list निम्नलिखित है:

1. State Bank of India

2. PNB + OBC+ United Bank of India

3. Bank of Baroda (including Vijaya and Dena)

4. Canara Bank + Syndicate Bank

5. Union Bank + Andhra Bank + Corporation Bank

6. Bank of India

7. Indian Bank + Allahabad Bank

8. Central Bank of India

9. Indian Overseas Bank

10. UCO Bank

11. Bank of Maharashtra

12. Punjab & Sindh Bank

हम आपको सरकारी बैंक के स्थापना दिवस के बारे में भी जानकारी दे रहे है:

State Bank of India and it’s Associates banks:

State Bank of India (भारतीय स्टेट बैंक)
State Bank of Indore (Merger with SBI in 2010) स्टेट बैंक ऑफ इंदौर (2010 में एसबीआई के साथ विलय)
Saurashtra State Bank (merged with SBI in 2008) सौराष्ट्र स्टेट बैंक (2008 में एसबीआई के साथ विलय)

These associates banks are merged with SBI on 1st Oct 2017.
State Bank of Travancore (स्टेट बैंक ऑफ ट्रावनकोर)
State Bank of Patiala (स्टेट बैंक ऑफ पटियाला)
State Bank of Hyderabad (स्टेट बैंक ऑफ हैदराबाद)
State Bank of Mysore (स्टेट बैंक ऑफ मैसूर)
State Bank of Bikaner and Jaipur (स्टेट बैंक ऑफ बीकानेर एण्ड जयपुर)
State Bank of Bikaner (स्टेट बैंक ऑफ बीकानेर)
State Bank of Jaipur (स्टेट बैंक ऑफ जयपुर)

Private Bank List (निजी बैंक के नाम)

हम आपको Private Bank के स्थापना साल के बारे में भी जानकारी दे रहे है:

Differnce between Public Sector bank(Sarkari bank) and Private bank

सरकारी बैंक(Sarkari bank) और निजी बैंक(Private bank) में अन्तर क्या  क्या है?

You should have understood the post of government bank (Sarkari Bank) in India. This post is providing you information about Sarkari bank and the Sarkari bank list. If you do not understand anything or have some questions, you can comment here. We will try to answer your question shortly.

We should know the name of our bank and branch. Please Use the dropdown-box to select the bank name and branch accordingly. The drop-down list will help us find the correct IFSC code of our bank branch. We can get full details of 1,50,000+ branches by entering bank IFSC and MICR code.

Read: IFSC Code | MICR Code | IMPS | UPI | Cheque | Draft | NEFT | RTGS

Step 1: First of all, you must click on the given link. Find IFSC Code Or, Go to the Home page.

Step 2: Fill the Select your desired Bank Name from the drop-down list.

Example: Here, I am going to select ICICI Bank LIMITED (Industrial Credit and Investment Corporation of India).

Step 3: Now, Select the State Name from the drop-down list.

Example: Here, I am going to choose the state name as BIHAR from the drop-down list. (It is one of the State in India.)

If you have selected wrong State Name by mistake, you can reset the particular field on the click on the Reset button (Which is shown in blue color).

Step 4: After selecting State Name, You need to Select the District Name from the drop-down list.

Example: Here, I am going to choose the District Name as BHAGALPUR from the drop-down list. (It is one of the famous districts in Bihar, India. It is also known as “silk city”).

Step 4: At the Last step, Please Select the Branch Name from the drop-down list.

Example: Here, I am going to choose the Branch Name as KAHALGAON from the drop-down list.

If you have selected wrong Brach Name by mistake, you can reset the particular field on the click on the Reset button (Which is shown in blue color).

State in which bank is situated, District in which bank is situated and Branch of Bank within District.

Step 5: Now, You will get full information about the IFSC Code of  KAHALGAON Branch, Bhagalpur, Bihar, India.

Read | Apply for SBI Credit Card | Apply for ICICI Credit Card | Improve Credit score | CIBIL Score

Objective & Function of ICICI Bank

What is the full form of ICICI?: ICICI full form

The full form of ICICI is the ‘Industrial Credit and Investment Corporation of India.’

History of ICICI Bank: ICICI Bank History

Objective and Function of ICICI Bank: ICICI Bank Limited is a private sector bank in India. It is an Indian multinational banking and financial services company headquartered in Mumbai, Maharashtra with its registered office in Vadodara, Gujarat. Today, It is the largest private bank in India.

Establish: 1994
Headquarter: Bandra Kurla Complex, Mumbai, Maharastra
Total assets: US$120 billion (Approx – 2018)
CEO of ICICI Bank: Click here
Website: https://www.icicibank.com/

List of Country where ICICI Bank has opened the Branch:

• United Kingdom
• Canada
• United States
• Singapore
• Bahrain
• Hong Kong
• Sri Lanka
• Qatar
• Oman
• Dubai
• China
• South Africa
• United Arab Emirates
• Bangladesh
• Malaysia
• Indonesia
• Belgium
• Germany

The objective of ICICI Bank:

The main objective of the ICICI Bank was to meet the needs of the private industry for the permanent and long term and medium term funds in the private sector. In general, the main objectives of the ICICI Bank are:

1. To assist in the formation, development, and modernization of business enterprises in the non-public sector
2. It also provides medium term and long term loans in rupees and foreign currencies.
3. To underwrites new issues of shares and debentures
4. It provides equipment finance.
5. To motivating private ownership of industrial investment and promoting and supporting the expansion of markets

The Function of ICICI Bank:

The ICICI Bank performs the following functions:

1. ICICI Bank provides finance in the form of a long term or medium term loans or equity participation.
2. Sponsorship and underwriting on new issues of shares and other securities,
3. The Guaranteed loan from other private investment sources.
4. It also provides funding for reinvestment by increasing investment rapidly.

How do you contact Customer care of ICICI Bank? : ICICI bank customer care

Objective and Function of ICICI Bank: Dear customer of ICICI Bank, You can enjoy after reading this article. Here, I am going to share full information about the ICICI Bank customer care. Many of the users of sarkaribank.com had asked to write an article on ICICI Banks. (source:https://www.icicibank.com/)

• Wealth Management Branches and Lounges: To make banking more convenient for you, we have exclusive Branches and Lounges# where your Relationship Team will service all your banking, financial and investment needs.
• Priority Processing: You are assured of priority service for all your requests including loans, credit cards, insurance, and investments.
• Online chat: A live chat facility with our executive for the quick resolution to your queries.
• Request a Call: To receive a call from our Customer Care executive on your registered mobile number for any assistance.
• Exclusive Customer Care: For your convenience, we have set up dedicated city specific Customer Care numbers and a toll-free Helpline number 1800-103-8181. You can also write to us at our Wealth Management response ID – wealthmanagement@icicibank.com.

ICICI Bank IFSC Code:

Here, How will you find the ICICI Bank IFSC Code:

Step 1: First of all, you must click on the given link. Find IFSC Code

Step 2: Fill the Select your desired bank, State in which bank is situated, District in which bank is situated and Branch of Bank within District.

Step 3: Now, You will get full information about ICICI Bank IFSC Code.

ICICI Bank Credit Card:

I have already written a full article on ICICI Bank Credit Cards. where we have explained the types and benefits of ICICI bank and I have also explained about the How To Apply for ICICI Bank Credit Card. If you want to get information about ICICI Bank Credit card then you must read that article.

ICICI Bank careers:

Here, I am only sharing my suggestion. If you want to make your careers in ICICI Bank then You can because it is the largest private sector bank in India. Your ICICI Bank career will not stop at any time. ICICI Bank is publishing recruitment for Probationary officers, Clerk and cashier post.

International Monetary Fund (IMF)

IMF full form: 

International Monetary Fund – IMF

International Monetary Fund history: IMF

Let’s know about the history of IMF:

The International Monetary Fund is an international organization that works to track the global economic status of its member countries. It provides economic and technical support to its member countries. This organization helps in stabilizing the international exchange rates and facilitating development.

The International Monetary Fund is an international monetary organization. According to the decision of the Bretton Woods Conference, it was founded on December 27, 1945, in Washington. But it actually started work on March 1, 1947.

Let’s see some important information about IMF:

Established: 27 December 1945

IMF Headquarter: Washington, D.C., U.S.

Managing Director: Click here  (1st MD of IMF: Camille Gutt, from Belgium,  from May 6, 1946, to May 5, 1951)

 Membership: 189 countries (as on today)

IMF 189th member: Nauru Joins the IMF as 189th Member on April 12, 2016.

Official Website: http://www.imf.org

Here, you have got information about the history of IMF. Now, I will explain about International Monetary Fund definition

What is IMF? : International Monetary Fund definition

The International Monetary Fund (IMF)  was set up to stabilize the exchange rate in international trade. It helps member countries improve their balance of payments (BOP) through adequate liquidity in the international market, promotes an increase in global monetary cooperation. IMF is one of the Britton Woods Twins who came into existence in 1945. It is administered by 189 countries and these countries are also accountable for its functions.

International monetary fund members: IMF members

Membership: 189 countries

There are 189 countries which have the membership of international monetary fund (IMF).

April 12, 2016: Nauru Joins the IMF as 189th Member

International monetary fund purpose: IMF 

Let’s know about the IMF purpose

According to the terms of an agreement of the International Monetary Fund, its main objectives are as follows:

1. Promoting international monetary cooperation.
2. Facilitating the expansion and balanced growth of international trade and as a result of the economic objectives of the economic policy to contribute for the growth of all members and the high levels of real income and the development of productive resources of the members.
3. To promote exchange severity to maintain systemic exchange arrangements in the members and to avoid competitive exchange rate depreciation.
4. Establish a multimodal system of payment in relation to the current transaction of members and to help eliminate foreign exchange restrictions which hinder the growth of the business.
5. To provide the members with the resources under proper protection and to give them the opportunity to do so that they can cure the balance of their payments without resorting to measures destroying national or international prosperity

Role & Functions of the International Monetary Fund: IMF

Here, you can find the explanation of about role of IMF and function of IMF.

Surveillance

Through this system, the IMF reviews the policies, economic and financial development of member countries to maintain stability in the international monetary system. The IMF advises its 189 member countries about promoting economic stability, reducing sensitivity to the financial and financial crisis, and encouraging policies that elevate the standard of living. It provides a regular assessment of global possibilities in its World Economic Outlook.

Special Drawing Rights – SDR

This facility was started in 1969 to improve the status of international liquidity in the world. The IMF issues international reserve asset. This is known as Special Drawing Rights (SDR, also known as Paper Gold), and it supplements the official stores of member countries. The total allocation for the IMF is about 204 billion SDRs (the US $ 286 billion). IMF members can voluntarily exchange SDRs for currency among themselves. The value of the SDR is fixed by 5 currencies i-e the US dollar, the euro, the pound sterling, and the Japanese yen and China’s Yuan. International Monetary Fund

Financial Assistance:

It balances the payments problems to its members: Funds to correct national authorization design adjustment programs in close cooperation with IMF supported by IMF financing, Continuing conditional financial support on effective implementation of these programs

Technical Support:

Provides technical support and training to member countries to help the member countries in enhancing their capability in implementing design and effective policies. Tax policy and administration, expenditure management, monetary and exchange rate policies, banking and financial system supervision and regulation, legislative framework and technical support including statistics are given in many areas.

The Precautionary and Liquidity Line (PLL):

PLL provides funds to meet the actual or potential balance of payments to countries with good policies and its intent is to help in the form of insurance and to overcome the crisis. International Monetary Fund

The Trade Integration Mechanism

This mechanism provides the IMF with its facility to provide loans to developing countries which are facing the problem of counterbalance due to multilateral trade and liberalization, because of such multilateral trade liberalization. They lose preferential reach and their earnings from exports decrease or because of their reduced agricultural subsidies.

Lending to low-income countries

Under the new Poverty Reduction and Growth Trust (poverty eradication and development trust-PRGT), three types of loans have been made as part of the following comprehensive reforms: Extended credit facility, Extensive credit facility, Quick credit facility, and standby credit facility. These are below:

1. Debt relief: In addition to concessional loans, some countries with low incomes are eligible for a loan under the following two main initiatives.
2. The Heavily Indebted Poor Countries: It started in 1996 and was expanded in 1999, under this initiative credit is provided in debt consolidated with the approach of restoring credit stability. International Monetary Fund
3. The Multilateral Debt Relief Initiative: Under this, IMF, the International Development Association of World Bank (IDA) and the African Development Fund (AFDF) forgive the entire debt given to some countries to help move forward in achieving Millennium Development Goals.

Difference between IMF (International Monetary Fund) and world bank:

Bhamashah Yojna:

How to Apply, Download and Check the status of Bhamashah Card

Bhamashah Card is a Rajasthan government scheme. This scheme was implemented by Chief Minister of Rajasthan State. The citizens of the state have the benefit of all government schemes with the help of this scheme  Which can benefit the citizens in a transparent manner. Another main purpose of this scheme is to empower women. In this scheme, the woman is made the head of the house only and the head of the women has opened their bank accounts. What is the government’s schemes Such as scholarship, pension, etc., when the amount comes in the bank account when the Bhamashah card is made? In order to get the benefits of the schemes, you must first have Bhamashah card. So if you have not applied for Bhamashah card now. So you should apply early for the Bhamashah card. Bhamashah card scheme

If you have applied for Bhamashah Card, you want to get information about the status of your Bhamashah card. Check out Bhamashah Card status, Bhamashah card number, Bhamashah card search, Bhamashah card online status, Find Bhamashah card, Bhamashah card check. So you can check the status of your Bhamashah card by using the easy way of going on here. Before this, what is this Bhamashah card plan? And what are its advantages? This information helps you to resolve the problem of Gk.

What is Bhamashah card scheme?

The Bhamashah Card scheme is the biggest scheme being undertaken by the state government of Rajasthan to empower women financially. This scheme was launched from the city of Udaipur of Mewar area on August 15, 2014, by the Chief Minister of Rajasthan, Mrs. Vasundhara Raje. The state government gave this gift of financial freedom to the women of the state on the sacred day of Independence of the country.

What is the name of the card?  The women of the state do not have to depend financially on their family due to the operation of this scheme. Now she has also become stronger with the economic form.

The motive of Bhamashah Card

1. In this scheme, women empowerment and self-reliance have been promoted.
2. Benefits Transfer and Bank System Connected
3. Every transaction can be found on mobile
4. BPL women chief gets Rs 2 thousand
5. Ration material available through the card
6. Medical insurance up to Rs. 3 lakhs
7. Financial inclusion for all categories.
8. Direct transfer of cash to the beneficiary’s bank account.
9. Banking services near home
10. Cash and non-cash benefits at home with full transparency and no delay.
11. Establishment of the true identity of family members
12. The benefits of schemes such as Social Security Pension, Scholarship Scheme, NREGA Payment

How to check status Bhamashah card?

If you have applied for your Bhamashah card then you can check your Bhamashah card in this way. Your Bhamashah card is still made or not. Where is the process of Bhamashah card? You can see all this information. For this, we can check the status of your Bhamashah card by following Steps with our stated ease. Bhamashah card scheme

1. First of all, you have to go to the department’s official website to check the status of your Bhamashah card. You can click here to go.
2. As you have told us in the photo. You have to click the status button.
3. As soon as you click on the card status button, a new page will open in front of you.
4. On this new page, you have to put the number of your application. Which you have been given in receipt at the time of enrollment.
5. If you do not have a receipt number, you can also enter the family identification number.
6. After entering the receipt number or family identification number, click the Search button.
7. you will see the full information of your Bhamashah card. Here you will know the Bhamashah card that you have applied has not been created yet.

What to do if the Bhamashah card is not made?

If you have checked your Bhamashah card is not made yet. There can have many reasons for it. we are telling you what are you doing now? Bhamashah card scheme is good but it has not been implemented properly. They even apply it whenever When you apply for the Bhamashah card It takes up to 2 months. You have to wait for it. Whenever your Bhamashah card is not created, you can go back to E-Mitra and apply for Bhamashah Card again. Hope this time your Bhamashah card will be created. And you can get benefit from going to every government service.

How do you check out our Bhamashah card, or how to see Bhamashah card How did you get this information from us? If you have any problems then you can mail us on contact@sarkaribank.com. We will suggest you for every issue. You have not forgotten to share this information with your friends. So that they can get information about this Bhamashah Card.

Types of Banking in India:

1. Narrow Banking
2. Retail Banking
3. Universal Banking
4. Offshore Banking
5. Islamic Banking
6. Merchant Banking
7. Virtual Banking
8. Personal Banking
9. Green Banking

Let’s read all  types of Banking in India:

1. Narrow Banking
   It is the concept in which less interest is given on deposit and more interest in charge of advances. Narrow banking provides only a secured loan. If any bank branch is continuously in loss or its NPA level is very high then their scope of operation is restricted up to a certain extent to protect the interest of depositor.
2. Retail Banking:
   Banking services provided to the common people. eg: personal loan, education loan, car loan, etc.
3. Universal Banking:
   If all kinds of banking of financial services are available at a single door stage then it is known as universal banking. eg: Mutual fund, Mobile banking, Share, Insurance, Banking services.
4. Offshore Banking:
   Offshore banking an account will allow to safely or privately to explore with few restrictions in special electronic zone(SEZ) area. eg: Swiss Bank
5. Islamic Banking:
   The banking system (Banking activity) i-e. consist of Islamic law(Shariya) principle & guideline by Islamic rules and regulation. eg: Kerala state is an example where open an Islamic bank.
6. Merchant Banking:
   These are specialized services mainly related to capital market provided to the corporate sector.
7. Virtual Banking:
   In Banking services provided outside premises of the bank then it is known as virtual banking. eg: Internet Banking, Mobile Banking, ATM, Phone Banking, etc.
8. Personal Banking:
   These are specialized bank branches & bank services to cater to the need for a high net-worth customer.
9. Green Banking:
   It is paperless banking. eg: ECO-Friendly house